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IRS CP90: Final Notice of Intent to Levy (Certified)

Critical — severity 5/5

Straight answer: A CP90 is a final Notice of Intent to Levy sent by certified mail — functionally the same emergency as an LT11. The IRS intends to seize assets, and you have Collection Due Process hearing rights.

How many days do I have to respond to a CP90?

30 days from the date printed on the notice (not the day you opened it). 30 days to file Form 12153 for a CDP hearing. The request halts levy action while pending.

What should I do right now?

  1. File the CDP hearing request (Form 12153) within 30 days.
  2. Do not move money around in ways that look like evasion — it can convert a collection case into something worse.
  3. Prepare a full financial disclosure (Form 433) for negotiation.

The costly mistake people make with a CP90

Panic-paying with high-interest debt before exploring alternatives. Installment agreements, partial-pay agreements, and offers in compromise often beat borrowing at consumer rates.

Do I need professional help with a CP90?

Yes — same as LT11. If you owe over $10,000, get representation before filing the CDP request so the hearing strategy is set from day one.

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