🔎 Notice Decoder

All notices › Audit

IRS CP75: Audit — EIC/Credits Documentation Hold

Important — severity 3/5

Straight answer: A CP75 means the IRS is auditing the refundable credits on your return — usually Earned Income Credit, Child Tax Credit, or the American Opportunity Credit — and is holding that portion of your refund until you prove eligibility.

How many days do I have to respond to a CP75?

30 days from the date printed on the notice (not the day you opened it). Send the requested documentation within 30 days. No response means the credits are disallowed and the refund portion is lost.

What should I do right now?

  1. Read exactly which credit and which proof is requested (residency of children, relationship, income, school records).
  2. Send copies (never originals) of the requested documents by the deadline.
  3. Keep proof of mailing — this category of correspondence gets lost.

The costly mistake people make with a CP75

Sending a partial response. Disallowance triggers a possible 2-year (or 10-year for fraud) ban on claiming the credit, so make the first response complete.

Do I need professional help with a CP75?

Worth it if you can't easily document a child's residency or a preparer claimed credits you didn't understand — the ban risk makes this higher-stakes than it looks.

Want a professional to look at your CP75?

Tell us what you received and we'll connect you with a licensed tax resolution professional for a free case review. No obligation.

Get my free case review →